AREA Safety Group & Risk Management Programs

The American Recreation & Entertainment Alliance is a not-for-profit risk management and safety group cooperative. AREA was established in 1989 the  to promote entertainment and recreation activities, support legislation, distribute educational literature and operate as a national insurance safety group for it’s membership.  AREA sponsored insurance programs have consistently offered the highest quality coverage at affordable rates due to our history of safety and profitability with insurance companies.  

Risk Management and Safety Procedures is something every organization needs to implement, yet many business owners avoid doing it.  Did you know that insurance is only one of six risk management techniques? The other five alternatives can cost little or nothing potentially saving you thousands of dollars.

Agribusiness & Equestrian 

Visit the American Equestrian Alliance Web Site
AEA Equine Safety Group Guidelines
AEA Event Sanctioning Guidelines
Equine Liability Releases & Waivers Guide
Helmet Safety & Legal Liability
HorseLaw: Equine Activity Statutes: The Spectator Rules
State Equestrian Liability Limitation Laws

Resorts including Bed & Breakfast 

Bed and breakfasts and country inns are a $3.1 billion industry, with more than 20,000 inns or B&Bs in the United States (Professional Association of Innkeepers International).

B&B Fire Regulations
Residential Cooking Fire Prevention 
Outdoor Water Safety

Entertainment & Recreation

A Risk Management Primer for Event Planners
Insurance Guide to Event Planner Liability Insurance
Liquor Liability Insurance Explained
TIPS – Training for Intervention ProcedureS

Janitorial & Building Maintenance
Janitorial Risk Management Guidelines

Restaurant, Bar & Tavern

Liquor Liability Insurance Explained

Salon, Spa, Tattoo & Body Piercing

Tattoo Insurance Explained – Body Piercing Insurance Explained
Tips for Managing Professional Liability Risk